新型贸易结算方式—国际保理

新型贸易结算方式—国际保理

论文摘要

国际保理是一项集商业资信调查、应收账款管理、信用风险担保以及贸易融资于一体的综合性金融服务,已在国际上开展了30多年,对国际贸易的发展起到了十分重要的推动作用,但该项业务在我国尚处于起步阶段。近几年,随着我国加入世界贸易组织后金融市场的开放、外资银行的不断涌入,我国逐渐意识到国际保理业务在我国对外贸易发展中的重要性,开始大规模开展和推广该项业务。正是出于这个原因,我认为对该问题的研究与探讨就有着十分重要的意义。本文从以下六个部分对国际保理的相关内容进行介绍。第一部分首先简要介绍了现代国际保理的起源;其次对国际保理的定义进行了阐述;最后介绍了国际保理业务的类型,如公开保理与幕后保理、双保理模式、直接进出口保理、背对背保理。第二部分首先介绍了国际保理的整体优势以及与出口信用保险、其他付款方式相比较国际保理具有的比较优势;接下来介绍了国际保理的适用条件;然后又介绍了《国际私法协会公约》和《联合国海洋法公约》对国际保理的特殊考虑;最后以双保理模式为例介绍了国际保理的业务操作流程。第三部分首先介绍了国际保理在美国,欧洲,亚洲的发展现状,然后阐述了欧美主要发达国家发展国际保理的经验,以及我们能从中学到和值得我们借鉴的东西。第四部分首先介绍了中国国际保理业务的发展现状及趋势,国际保理所具有的极大的发展潜力和广阔前景;其次阐述了当前在中国国际保理业务中所存在的主要问题,并具体分析了其中的原因所在。第五部分主要是针对我国国际保理业务发展现状、出现的问题并结合国外先进经验对我国发展国际保理提出的一些具体建议。

论文目录

  • ABSTRACT
  • 摘要
  • Chapter I Introduction
  • 1.1 The Origin of International Factoring
  • 1.2 Definition of International Factoring
  • 1.3 Types of Factoring Arrangements
  • 1.3.1 Disclosed and Undisclosed Factoring
  • 1.3.2 The Two Factor System
  • 1.3.3 Direct Import and Export factoring
  • 1.3.4 Back to Back Factoring
  • Chapter II Advantages of International Factoring
  • 2.1 Advantages of International Factoring
  • 2.1.1 Overall Advantages of International Factoring
  • 2.1.2 Comparative Advantages of International Factoring
  • 2.2 Conditions of International Factoring
  • 2.3 Special Considerations for International Factoring
  • 2.3.1 The UNIDROIT Convention on International Factoring
  • 2.3.2 The United Nations Convention on the Assignment of Receivables in International Trade
  • 2.4 Business Flow of International Factoring
  • Chapter III The Status of International Factoring in Different Countries
  • 3.1 The Development of Modern International Factoring
  • 3.1.1 In the United States
  • 3.1.2 In Europe
  • 3.1.3 In Asia
  • 3.2 The Experience of International Factoring in Foreign Countries
  • 3.3 To Replace Single-Factoring Model with Dual-Factoring Model
  • 3.4 To Use EDI Technology and Establish a Set of Legal Security System
  • 3.5 To Use a Variety of Means to Avoid Operational Risks
  • 3.6 To Diversify International Factoring
  • Chapter IV The Status Quo of International Factoring in China
  • 4.1 The Status Quo and Development Trend of International Factoring in China
  • 4.1.1 Factoring Business in China after 2001
  • 4.1.2 Potential Possibilities for the Development of International Factoring in China
  • 4.2 The Main Problems Concerning International Factoring in China
  • 4.2.1 Small Scale in International Factoring
  • 4.2.2Weakness in International Factoring
  • 4.2.3 High Fees in International Factoring
  • 4.3 The Reasons for Restrictions on the Developmen of Internatioanl Factoring in China
  • 4.3.1 Late in International Factoring
  • 4.3.2 Lack of Professionals in International Factoring
  • 4.3.3 Inaccurate Market Positioning in International Factoring
  • 4.2.4 Scare Publicity in International Factoring
  • 4.3.5 Weak Ability of Commercial Banks in China against the Risk
  • 4.3.6 Imperfect Laws and Regulations in International Factoring
  • 4.3.7 Lack of Corresponding Domestic Credit System and Credit Institutions in International Factoring
  • Chapter V Measures for the Development of International Factoring in China
  • 5.1 To Focus on Creating the Soft Environment by Government Financial Management Department
  • 5.1.1 To Introduce Supportive Policies
  • 5.1.2 To Creat the Legal Environment Beneficial for the Development of International Factoring Business
  • 5.1.3 To Establish Specialized Independent International Factoring Company
  • 5.1.4 To Emphasize the International Factoring Business Risk Prevention Research
  • 5.2 To Develop International Factoring Business based on Study, Imitational, Innovative Approach by Commercial banks
  • 5.2.1 To Exactly Understand Development Ideas of International Factoring in Our Country
  • 5.2.2 To Disseminate International Factoring Business, and Actively Join the Federation of International Factoring
  • 5.2.3 To Ensure Market Positioning of International Factoring Business
  • 5.2.4 To Make Changes in Marketing Concepts and Developing Marketing Ideas "to Guide Consumption, Create Demand"
  • 5.2.5 To Strengthen Cooperation with Scientific Research Institutions,and Training Specialized Personnel in International Factoring
  • 5.2.6 To Establish and Improve Business Credit Management Mechanism,Strictly Control the Quality
  • 5.2.7 To Make Efforts to Reduce the Cost of International Factoring, and Pay Attention the Capacity of SMEs
  • 5.3 To Abandon Traditional Transactions Ideology, and Actively Try International Factoring by Enterprises
  • 5.3.1 To Enforce Export Contracts Stricly
  • 5.3.2 To Use the Financing Funds, and Coordinate Export Plans Rationally
  • 5.3.3 To Pay Attention to the Quality of Documentation and Preservation
  • 5.3.4 To Choose Reputable, Experienced Export Factor
  • Chapter VI Conclusion
  • REFERENCES
  • ACKNOWLEDGEMENT
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